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Long-term disability insurance is a type of insurance that provides financial assistance to individuals who are unable to work due to a long-term illness or injury. It is designed to provide a source of income replacement for an extended period of time, often lasting several years or until the individual reaches retirement age.
The eligibility criteria for long-term disability insurance can vary depending on the insurance provider and the specific policy. However, some common eligibility criteria include the following:
It's important to review a policy's specific requirements and terms before applying for long-term disability insurance. It's always best to consult a professional or insurance agent for more information and find the best policy that fits your needs.
Hiring a professional for Long-term Disability Insurance is necessary for several reasons: